Accident insurance protection for unexpected injuries

Accidental death and dismemberment insurance, also called AD&D, helps provide benefits after a covered accidental death or serious accidental loss such as loss of limb, sight, or hearing. This accident insurance option can help support beneficiaries and financial recovery.

Accident medical expense coverage helps provide benefits for covered medical costs after an accidental injury. This accident insurance option can help with doctor visits, emergency treatment, follow-up care, and other eligible accident-related medical expenses.

Accident disability income helps provide weekly indemnity or income support when a covered accidental injury affects your ability to work. This accident insurance option can help protect your budget during recovery and temporary disability.

Accident hospital indemnity helps provide a hospital cash benefit after a covered accidental injury leads to hospital care. This accident insurance option can help with out-of-pocket costs, daily expenses, and recovery-related financial pressure.

Accident critical injury or specified injury coverage helps provide benefits for serious covered accidental injuries such as fractures, burns, dislocations, or other listed trauma. This accident insurance option can help support financial recovery after a major injury.

Accident only disability income helps provide benefits when a covered accident causes disability and income loss. This accident insurance option can include lump sum or scheduled benefits designed to support recovery and financial stability after accidental injury.

Sports and high-risk accident insurance helps provide accident coverage for activities with greater injury exposure. This accident insurance option can help athletes, participants, and high-risk hobby or job groups protect against covered accident-related medical and recovery costs.

Travel accident insurance helps provide benefits when a covered accidental injury happens during travel. This accident insurance option can help support medical costs, accidental death benefits, and financial protection during business or personal trips.

School or student accident insurance helps provide accident coverage for covered injuries involving students during school, sports, or related activities. This accident insurance option can help families manage unexpected medical and recovery costs after a student accident.

24-hour accident insurance helps provide accident coverage around the clock rather than only during work or school hours. This accident insurance option can help protect individuals and families from covered injuries at home, on the road, or during daily activities.